Wasting Money Is Smart AND Fun!!!

I was so enthralled this morning by the idea of getting a FREE BOAT! that I completely missed this:

Yesterday the amazing Joe Sangl taught for an hour about debt and its impact on our lives. When Joe takes aim at personal finances he starts shooting with a big gun in each hand.

Joe Sangl is more enthusiastic and determined to have you become 100% DEBT FREE than Clemson fans are about Tiger Football (not even counting what happened Saturday).

If you missed yesterday and have never visited his blog click here right away.

Wait, what are you doing? Why didn't you click?

I see, Your Money is your business and nobody else's. Right?

Unless you've got a charge card, a credit line, a mortage or a car loan, in which case Your Money is the bank or finance company's or credit bureau's #1 business ... and shows me they've got their hands in your wallet and their hooks in your flesh.

-Are you using charge cards to buy Christmas presents this year?
You're got a debt trauma on your horizon.

-Did you buy your car with 105% Financing or get an Interest-Only mortgage?
You've mortgaged your future, and there's a good chance debt is going to drown you.

-Do you apply for new charge cards so you can roll your exisiting balances onto the new one, because you're having trouble making minimum monthly payments?
-You're a debt slave, and the charge card companies own you.

Here's something I learned from Joe: the price of an item is very different from what it costs and sometimes we overlook the difference. And the Costs can be surprisingly high.

Like the Free Boat! I mentioned last night. It wouldn't cost me a penny since it'd be a gift ... but the costs of owning it would be staggering.

Joe's doing a class on December 4. Shoot him an email and give him a chance to help you shoot down your debt once and for all.