I wouldn't know Joe Sangl if he walked up and slapped me in the face.
But I wish there was a time when he'd come up and knocked me flat silly. That's why now I'm hoping he'll lay one upside your head, too. Joe blogs about personal finances and how to become (and stay) debt-free.
It's not a gimmick or get rich quick scheme. Joe presents solid, 100% reality-based insights on how "only a little" debt snowballs, affects our choices, takes over our lives and turns us into slaves. Joe's blog is packed full of solid advice about getting your finances under control and keeping them there.
It might be hard to believe but there was a time when being a "debtor" carried a social stigma ... sorta like being an alcoholic who couldn't function without a drink, or an addict hustling the streets looking for the next fix.
Be Honest with Yourself: If racing down to the mall with a wallet (or purse) full of plastic is your idea of fun or recreation then you need to listen up.
Being out of financial control and accumulating DEBT is Not Fun. Paying 22% finance charges is isn't just STUPID ... it's a hint you might be addicted to spending.
We've been brainwashed with temptations like 0% interest and No Money Down Easy Credit Terms. But credit cards don't convey social status and aren't proof of your financial success, no matter what their advertising claims.
A credit card is your Debt Slave ID Badge and only impresses other people that you're a debt "ho" who's borrowing money from a credit pimp to buy stuff you really can't afford.
And pimps don't care about anything except getting their money paid back with 22% interest.
You need to start getting out of debt today ... and there's no better time to take the first step than right now.
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4 comments:
In about 18 months I will finally be free of the astronomical credit debt run up by someone we both know.. It is already an unbelievable feeling, knowing I'm that close.
There is no freedom like financial freedom. :)
--b
Hey, that's great to hear. When you stop & think how the money that's paid in interest could be sittin' back fat-n-happy earning compound interest instead, it's staggering. Really.
Joe, Absolutely, by all means.
Your blog is greta, and should remind us that we're dumbed-down by advertising into thinking debt is normal and natural.
Wish there were TV commercials explaining how GREAT it feels being debt-free instead.
"GREAT," not greta. Sorry.
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